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How to finance your custom dream home or commercial building

 

Ten steps to financing your new BIOS home with the lender of your choice

Get the full guide lines on energy efficient mortgages

 

WHO BENEFITS FROM THE ENERGY EFFICIENT MORTGAGE?

Buyers:
{short description of image} Qualify for a larger loan on a better home!
{short description of image} Get a more comfortable home NOW.
{short description of image} Save money every month from Day One.
{short description of image} Increase the potential resale value of your home.

Sellers:
{short description of image} Sell your home more quickly.
{short description of image} Make your house affordable to more people.
{short description of image} Attract attention in a competitive market.

Remodelers/Refinancers:
{short description of image} Get all the EEM benefits without moving.
{short description of image} Make improvements which will actually save you money.
{short description of image} Increase the potential resale value of your home.

Pay for energy improvements easily, through your mortgage. Your lender can increase your loan to cover energy improvement costs. Monthly mortgage payments increase slightly, but you actually save money because your energy bills will be lower!

Learn more click here

 

If included in the mortgage, solar will increase your payment by the average of $19.00 per month while reducing your utility bill by $25 to $45 per month; thus, giving the homeowner a positive cash flow from day one.

Example:
Adding a Solar Energy System to mortgage: $19.00/month
Potential Power Bill Savings: $45.00/month
-----------------
Positive Cash Flow/month: $26.00

But that's not the only benefit! Installing a Solar Water Heater can also help you qualify for an Energy Efficient Mortgage (EEM). The advantages of an EEM include a reduced down payment, lower closing cost or an increased debt-to-income ratio. This debt-to-income ratio stretch means you qualify for a larger mortgage. So, when you're deciding what to include in your new home, remember that solar is the only household appliance that pays for itself over and over again. Other water heating systems, like electric and gas require never-ending monthly utility payments. The sun's energy is FREE.


Rebates:

Connecticut Clean Energy Fund now offers rebates for Connecticut residents who install solar photovoltaic systems on their homes. The incentives are available only through participating installers that have been designated by CCEF.   Systems may be of any size but must be connected to the electric grid. The program offers an incentive of $5 per Watt (PTC rating) for the first 5kW of system and installation costs, with a maximum rebate of $25,000 per household.   Homes can be one to four family residences.

Special Financing:

 

 


Additional Mortgage Resources


THE BIOS BUILDING TECHNOLOGY CENTER

15,500 square feet of prime residential and commercial space dedicated to

showcasing the best of green building and design technologies as well as a BALANCED LIVING CENTER that will be a combination of businesses and services that promote health and wellness.

Coming Soon to 72 Railroad Street in New Milford, CT

 

 Zero-Energy  -  Affordable - Green - Automated - Sustainable

Homes, Churches and Commercial Buildings

Real Estate

We can help you buy sell or lease anywhere in CT, and our relocation dept has 1243 buyer agents across the country.  Recruiting will have a multi-level aspect, agents can earn commission on real estate and building products.

Building

Our in house construction management division assures your project is completed affordably, on time and on budget. We are searching for project managers that can assist us with both client and in house projects.

Development

 

Our development division is focused on providing "GREEN" assisted living and workforce housing throughout CT.  This low risk, hi profit segment will provide fast growth and long term stability for the company. There are many ways we can help either as a consultant, partner or Hard Money Lender

Panelized Homes

Our Panelized Building Systems can help you build Better, Faster Smarter!   Check out our Owner Builder Programs PBS is a material supply company that offers design services and 100% financing for homeowners and Spec builders.